Dichen Tamang

@dichen_tamang

    Financial Risk & Data Analyst

    I am an entry-level Financial Risk Analyst with a strong data analytics foundation, trained specifically in credit risk assessment, delinquency analysis, and financial risk reporting, with certifications from Deloitte, Tata iQ, and TCS. My experience includes hands-on work across BFSI-focused datasets, where I applied: Credit risk analysis and customer delinquency segmentation Exploratory data analysis (EDA) to identify probability-of-default indicators Rule-based and no-code credit risk modeling frameworks Risk classification, exposure analysis, and loss-prevention logic Regulatory-aware analytics aligned with ethical AI and compliance principles From a technical standpoint, I work with SQL for data extraction, Python for analysis, Microsoft Excel for financial modeling, and Power BI for risk dashboards and executive reporting. I am comfortable translating raw financial data into actionable risk insights for credit, collections, and advisory teams. I am actively targeting entry-level Financial Risk Analyst, Credit Risk Analyst, Risk Advisory, and BFSI Data Analyst roles, where analytical rigor and business-aligned risk insights are critical.

    Skills

    • Data analysis
    • Data visualization
    • Financial Risk Analysis
    • Credit Risk Assessment
    • Risk Modeling & Delinquency Analysis
    • SQL & Tableau & Microsoft Excel & Power BI
    • Stakeholder Reporting
    • Predictive Analytics
    • Business Intelligence

    Education

    • North Bengal University
      history | Graduation year 2023
    • Tata TCS
      Financial Analytics | Graduation year 2025
    • Deloitte
      Data Analyst | Graduation year 2025

    Certificates

    • GenAI Powered Data Analytics - Deloitte

      May 2025

    • Financial Risk Analyst - TATA TCS

      Aug 2025

    https://cdn.osdire.com/profile-photos/avatar_694d3958856c7.jpg
    Dichen Tamang
    Dichen Tamang is offline.